Kelly Ruggles, Owner

Kelly C. Ruggles, CLU

I began my career in the financial services industry nearly two decades ago working for and representing institutional organizations. I have always focused on the retiree market in both financial and estate planning and my firm passionately adheres to a 'client needs based' planning philosophy. American Reliance Group, Inc. was incorporated in the mid-1990s and has continues to grow as we are privileged to serve our valued clients. I am a long time resident of Spokane, Washington, although I was raised in a rural setting in the Redwood region of Northern California. I have been married to my wife, Kristine, for over two decades and we have been blessed with two wonderful daughters, Aaryn and Alyse. As a parent, I have been and continue to be involved in schooling, sports, drama, and church activities. As a family, we enjoy skiing, camping, and trips to visit friends and family across the United States.

Professional Speaking & Authorship:
Authored "Financial Concerns For Retirement"
Authored - numerous articles
Keynote Speaker for Points for Profit - Non Profit Group

Designations, Licenses & Education:
HS 318 Financial Planning: Process and Environment
HS 321 Income Taxation
HS 323 Individual Life Insurance
HS 324 Life Insurance Law
HS 326 Planning for Retirement Needs
HS 330 Fundamentals of Estate Planning
HS 328 Investments
HS 331 Planning for Business Owners and Professionals

Securities Licenses
Series 65
Series 24 (Principals License)
State of Washington Life and Health Insurance

Other Background
CLU® Curriculum Completion
Bachelor of Science in Business Administration & Finance, Humboldt University
Past Board Member of the U.S. Multiple Scoliosis Society